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Financing for a wide
range of health and
wellness expenses.

The CareCredit credit card is a simple, flexible way to pay for a wide range of health and wellness wants and needs for you, your family, and your pets. See if you prequalify without impacting your credit score.

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The CareCredit Difference

Promotional Financing

Promotional financing options available

Easy, flexible, promotional financing options to pay for out-of-pocket expenses over time.

Accepted Locations

Accepted at over 270k locations and counting

Use for costs including doctor visits, veterinary care, dentistry, specialists, select retail purchases, and more in the CareCredit network.

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Earn points towards rewards

Earn points on all purchases if approved for the CareCredit Rewards Mastercard®.

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Get started with these three simple steps

1

Apply and get instant credit decision

See if you prequalify online without impact to your credit score. Apply online or by phone.*

2

Get care and pay today

If you’re approved, you can start using your CareCredit credit card immediately. Transactions of $200 or more are eligible for promotional financing options.

3

Use your card at over 270k locations

Your CareCredit credit card can be used over and over again at locations that accept CareCredit for out-of-pocket costs for dental, veterinary care, cosmetic treatments, skin care and more.**

*To apply by phone call (800) 677-0718. Phone applications are only for the CareCredit credit card. To be considered for the CareCredit Rewards Mastercard please apply online. Must be 18 or older to apply, must be 21 or older to apply by phone.

**Subject to credit approval.

Explore promotional financing options

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Ways to use your CareCredit credit card

Pay for health and wellness expenses at over 270,000 locations.​​

Types of Care

Use for a wide range of care

Your CareCredit credit card can be used multiple times to pay for household expenses from a broad selection of health and wellness providers.

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Exclusive Partners

Explore our partners

Take advantage of flexible financing options for your household’s health and wellness wants and needs with participating partners.​

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Using the CareCredit Rewards Mastercard®​​

If you're approved for the CareCredit Rewards Mastercard, enjoy earning points within the CareCredit network and everywhere Mastercard® is accepted.

Mastercard Rewards Earn Points

Earn points on all your everyday purchases

Earn 2X points^ for every $1 spent on purchases in these categories:

Plus: Earn 1 point for every $1 on purchases everywhere else Mastercard is accepted.

Start redeeming at just 1,000 points, that's a $10 reward. Choose from 100,000+ rewards like statement credits, gift cards, merchandise and travel options.

^Learn about CareCredit Rewards Mastercard

See if you prequalify today.

Receive an instant decision without impacting your credit score.

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Questions?

Need more help?

Visit our FAQ section for a full list of the most common questions.

View FAQs
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Take CareCredit on the Go

With the CareCredit Mobile App you can access your digital card, pay your bill, find enrolled providers and retailers that accept CareCredit, set alerts and pay your Provider invoice.

Learn about the app
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Enter your mobile number to download the app.
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Text message sent!

Follow the link provided to download and install the app on your device.

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By providing your number, you agree to receive a one-time automated text message with a link to get the app. Standard text messaging rates apply.

Rewards: See Rewards Program Terms at carecredit.com/rewardsterms for details. Rewards points required for redemption are subject to change.
CareCredit Rewards Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.